In Michigan, a spike in turnout in Detroit and its wealthy suburbs, along with shrinking support for Mr. Trump among middle-class voters, helped secure the state for Mr. Biden. About two-thirds of the predominately white counties that backed Mr. Trump in 2016 moved somewhat left four years later, and a greater share of voters in those counties backed Mr. Biden than they supported Mrs. Clinton in 2016.Battleground States Biden Kept After days of vote counting, former Vice President Joseph R. Biden Jr. has amassed the 270 Electoral College votes he needed to secure the presidency.All along, it was clear that Mr. Biden’s path to victory involved flipping a handful of states that then-candidate Donald J. Trump won in 2016 while also retaining the states that Hillary Clinton, the Democratic nominee in 2016, won in that cycle.- Advertisement – An initial look at county-level data suggests that Mr. Biden ran ahead of Mrs. Clinton’s performance in 2016 in most parts of the state. He showed particular strength in the suburbs around Philadelphia, an area that had been trending blue in 2016 and has only grown bluer since. He flipped the state back into the Democratic column with 37,000 more votes than Mr. Trump.Michigan (16 votes) and Wisconsin (10 votes)Four years ago, Mr. Trump became the first Republican presidential candidate to win either Michigan or Wisconsin in decades when he defeated Mrs. Clinton by roughly 33,000 votes in both states combined.From the start of Mr. Biden’s presidential campaign all the way to Election Day, he and his team believed that rebuilding the Democratic “blue wall” in Michigan, Wisconsin and Pennsylvania would perhaps be the clearest and cleanest path to winning the White House. Mr. Biden also believed that the Democratic Party had to garner support from working-class and middle-class voters in Northern industrial states — those from families like the one he grew up in.- Advertisement – New Hampshire (14 votes)The Cook Political Report considered New Hampshire competitive with a Democratic lean, and it was tightly contested in 2016. But Mr. Biden won handily, by seven percentage points, and the race was called relatively quickly. That strategy paid off, as Mr. Biden rode the support in Wisconsin’s cities and suburbs to victory. He was aided particularly by massive turnout in Dane County (home to Madison) and he ate into Mr. Trump’s margins in the Milwaukee suburbs. And although it took days to learn who had won and the race was quite close, Pennsylvania indeed proved critical to the outcome. As expected, Mr. Trump jumped out to an early lead, thanks to ballots cast on Election Day, but Mr. Biden clawed back slowly and eventually overtook Mr. Trump as more and more absentee ballots were counted.- Advertisement – Minnesota (10 Electoral College votes)Mr. Trump came surprisingly close to a victory in Minnesota four years ago, and his campaign poured significant resources into the state this cycle in hopes of flipping it. Nonetheless, Mr. Biden maintained a comfortable if not insurmountable lead in Minnesota throughout much of the race, and polling there ended up being pretty spot on.Mr. Biden won comfortably, by about seven percentage points. He ran up the margins in densely populated urban counties and made significant inroads in the suburban counties that Mr. Trump won in 2016.Nevada (Six votes)Mr. Biden managed to hang onto Nevada, a state Mrs. Clinton won in 2016, but it was a nail-biter that took days to decide. Like Mrs. Clinton, he did it by winning Clark and Washoe Counties, home to Las Vegas and Reno, which account for over 85 percent of the state’s total votes. His margin of victory in Clark County was down slightly from the margin in 2016, but it was up in Washoe. Noteworthy States Biden Lost Though there were many twists and turns, Mr. Biden appears to have done exactly that. Here is a quick look at the key states he won, and what we know about why he won them.States Biden FlippedPennsylvania (20 Electoral College votes)Pennsylvania has been in the spotlight for months, and it was long considered a potential “tipping-point state” — the state where victory could determine the outcome of the entire presidential contest. Elections officials had signaled all along that it would take time to count the votes there, and that a final tally would not be available on election night. Mr. Trump won the state by less than one percentage point in 2016, but polls had Mr. Biden ahead in the run-up to Election Day. Updated Nov. 7, 2020, 5:08 p.m. ET Florida (29 Electoral College votes)Perhaps no state was more closely watched this cycle than Florida, and the results there almost immediately dashed Democrats’ hopes of a blue landslide. Mr. Trump won the state by a significantly wider margin than he did in 2016, despite polling averages that showed him trailing before Election Day.More than half of the counties in Florida swung further right than they did four years ago. And although Mr. Biden did make gains in some areas of the state, he vastly underperformed in Florida’s most populous county, Miami-Dade, especially in precincts with a majority Hispanic population.Iowa (six votes), Ohio (18 votes) and Texas (38 votes)Optimistic Democrats hopeful for a blue wave saw Iowa, Ohio and Texas as potentially in play this cycle, but that proved to be wishful thinking. Mr. Trump thumped Mr. Biden by significant margins in all three conservative-leaning states, winning them for a second time.Of the three, Texas, where the president won by roughly six percentage points, ended up being the closest. Even as some white voters in urban and suburban areas moved in large numbers toward Democrats, many Hispanic voters in the Rio Grande Valley shifted decisively toward Mr. Trump.Nick Corasaniti and Reid J. Epstein contributed reporting. – Advertisement –
Dermot Courtier, chair of the L&G Mastertrust, said: “As one of the first master trusts to be authorised, we are proud to be recognised as part of the industry-wide move towards higher governance, security and better protection for pension scheme members.”The L&G master trust had 830,000 members and £5.7bn (€6.7bn) in assets at the end of December 2018.The authorisation regime was designed to ensure all providers have strong governance arrangements, appropriate systems and processes, and robust finances.Nicola Parish, executive director of frontline regulation at TPR, said: “Passing the end of the application window is an important step towards a market of authorised master trusts which millions of pension savers can have confidence in.“We will now work to assess this large volume of applications and we are confident that we will process these applications within the timeframes laid out in law. We always expected there to be a peak in applications and have planned accordingly.”Mark Futcher, partner at Barnett Waddingham, said: “The providers have been much slower to apply for authorisation than the market expected but, it is right that the authorisation process is robust.“To this end, the interesting news will be those providers who fail the authorisation process – this will inform where the bar has been set. We do expect some large casualties.”Sharon Bellingham, senior consultant at Hymans Robertson, added: “We should also consider that market exits and consolidation activity will be subject to TPR scrutiny and oversight throughout; detailed implementation plans must be agreed ahead of execution and activity will be subject to ongoing monitoring in order to ensure everything remains on the right track.“This time has potential to be unsettling for members and employers alike and it’s therefore important that the industry avoids scaremongering and suggestions that we’re on the brink of a ‘pension Armageddon’.“Participating employers and members are not being abandoned and they are not expected to navigate their own way through. Equally, they are not shackled to the trustee default arrangement and are indeed free to make alternative arrangements should they wish.”The minimum contribution rates for auto-enrolment schemes are due to increase on 6 April. From this date, staff must pay at least 5% of salary, up from 3%, while employers must contribute at least 3%, up from 2%. Legal & General’s UK defined contribution (DC) master trust has been approved by the country’s Pensions Regulator (TPR) – only the second to have gained authorisation since new rules came into force in October.All providers of master trusts – multi-employer DC schemes supporting auto-enrolment – had until 31 March to submit their applications for authorisation by TPR.TPR announced this week that 30 applications had been submitted, with Legal & General’s (L&G) two funds and Willis Towers Watson’s Lifesight scheme the first trusts to be approved so far.Another 10 master trusts have been granted a six-week extension to the 31 March deadline, including NOW: Pensions, the UK’s third-largest master trust, while a number have decided to exit the market.
“I could show you [Pittman’s] stats right now,” Fink said. “The guy’s a monster, you can’t guard him. And that goes with [St. Brown], it goes with [Vaughns], it goes with [freshman]Drake [London]. We’re stacked all across the board and, with weapons like that, you can’t do anything about it.” But there are rare occasions that a skill position group dominates so thoroughly that it overshadows a team’s lack of physicality and subpar coaching. That was the case with USC’s wide receiving corps in its 30-23 victory over No. 10 Utah Friday night. We have to start with senior wide receiver Michael Pittman Jr., who had a career-high 10 receptions for 232 yards. In a game that featured its fair share of jaw-dropping plays, Pittman’s 77-yard touchdown catch in the third quarter was arguably the most impressive, giving USC a 21-10 advantage. Pittman went up high to haul in the slightly underthrown pass, then held off senior defensive back Tareke Lewis while running 30 yards to the end zone. It was an absolute tour de force. “We’ve got wide receivers that are one of the most special groups I’ve ever seen,” Harrell said. “If they ever get one-on-one opportunities, they’re going to go win them.” USC was down two quarterbacks, had -7 rushing yards for the game at one point in the fourth quarter and lost the time of possession battle by nearly 18 minutes. How did USC put up 30 points and win this game? The answer is that USC’s three starting wide receivers were perhaps among the top five players in the game. USC’s prospects weren’t good entering the game. Utah was undefeated, destroyed a BYU team that beat the Trojans in Week 3 and displayed more of the physicality and discipline that helped them embarrass USC 41-28 last season. Things only got worse when freshman quarterback Kedon Slovis departed the game after taking a hard hit on the second play from scrimmage. Redshirt junior Matt Fink, who entered the season as the third-stringer, was suddenly thrown into the spotlight against the conference’s best defense. However, the most incredible part was that he physically dominated a Utah defensive backfield that features two potential All-American selections in junior cornerback Jaylon Johnson and senior safety Julian Blackmon. USC’s game plan at many times throughout the night seemed to be to throw the ball up and let Pittman go get it. Aidan Berg is a junior writing about sports. He is also an associate managing editor for Daily Trojan. His column, “Berg is the Word,” runs every Monday. USC’s other top wideouts deserve credit too, even if their contributions weren’t as flashy as Pittman’s. After being held to one reception for 4 yards against BYU, sophomore Amon-Ra St. Brown caught three passes for 32 yards on the game’s opening drive. He then beat two defenders for a 31-yard score on another underthrown jump ball on the Trojans’ second drive. “At times we threw it into double coverage, up to [Pittman] twice actually, and he came down with it,” offensive coordinator Graham Harrell said after the game. “That’s just having a special guy.” Redshirt junior Tyler Vaughns beat Johnson down the right sideline for a 29-yard touchdown on USC’s first possession, helping the Trojans to a necessary fast start. He also made an impact at the end of the game, drawing a pass interference penalty on Johnson that set up redshirt freshman running back Markese Stepp’s 4-yard touchdown in the fourth quarter. Pittman has showcased all the abilities that make him the best player on one of college football’s best receiving units. His NFL draft stock is rising after posting 19 receptions for 327 yards and three touchdowns in the last two games. Pittman’s route-running is more crisp than in previous years, demonstrated by his ability to gain consistent separation against Utah. Utah’s offense left a lot of points on the table due to penalties and mistakes, and the USC defense made big plays when it needed to. Freshman defensive end Drake Jackson pressured Utah senior quarterback Tyler Huntley in the end zone in the fourth quarter, forcing an intentional grounding and safety. But the receivers played the biggest role in the Trojans’ victory. Much of Fink’s yardage came from the receivers beating Utah’s defensive backs to jump balls, a fair amount of which came in double coverage. Everyone knew USC’s receiving corps entered the season as the team’s best position group, but few anticipated they would be the biggest factor in a win over a team as good as Utah. To consistently win football games, the most important thing to do is to win upfront. No matter what people say about flashy position players, the best college and pro teams throughout history have dictated the line of scrimmage and dominated the point of attack. The receivers were so good that Utah had to change its approach early in the game, switching out of man-to-man coverage because it couldn’t match up with USC’s playmakers. Things won’t get easier for the Trojans as they head to Seattle this week to face No. 17 Washington, who defeated BYU at home 45-19 this past weekend. Washington has a recent history of fielding dominant defenses with elite defensive backs and that hasn’t changed this season. With multiple potential all-conference selections in the secondary, the Huskies’ defensive backfield presents a challenge for these receivers. If the Utah game is any indication, though, it’s a test they can pass with flying colors. The receivers didn’t win the game single-handedly. Fink impressed with several fantastic downfield throws, particularly a 42-yard bomb to Pittman on third down that set the Trojans up for their final touchdown.